NZ Salary & Tax Calculator

Calculate your take-home pay after PAYE, KiwiSaver, ACC, and student loan.

See how much you'll take home from a your salary after tax, KiwiSaver, and ACC.

Free Financial Tools

Everything you need to understand your NZ income.

Full salary and tax breakdown with ACC levies.

Compare contracting rates to equivalent salaries.

Find the gross salary you need for a target take-home.

Side-by-side comparison of two salary packages.

Total cost to employ, including KiwiSaver and ACC.

Project your KiwiSaver balance over time.

Explore real salary data across hundreds of roles. See what people actually earn in New Zealand and contribute your own.

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1 March 2026

27 February 2026

27 January 2026